What is a statute of limitations?
In short, a statute of limitations is a law which establishes a maximum amount of time by which parties to a legal controversy have to formally start the legal proceeding by filing the legal papers with the Court. Statutes of limitations exist in both civil and criminal cases. Statutes of limitations time periods vary depending on the nature of the legal action. Every state sets its own statute of limitations period by statute. For workers compensation claims, filed under the Illinois Workers Compensation statute, the general rule is that any claim must be filed within the maximum time limit of three (3) years from the date of injury, or within (2) years of the last date of payment of compensation, whichever is later. What this means is that if compensation benefits are paid after a period of one year, the statute of limitations in the Illinois Workers Compensation Act
may be after three (3) years. Exceptions to the general statute of limitations exist where the limitation period may be extended beyond 3 years. Take for example, a rotator cuff workers compensation injury where the injured worker received payment of interim benefits after the 3 year limitation. Payment of TTD or a medical bill under the Workers Compensation Act Illinois, will extend the limitation period to two years from the date of payment of that compensation. Note that exceptions to the general statute of limitations under the Illinois Workers Compensation Act exist. Take for another example, rotator cuff settlement offers made to the employer after the 3 year period. A settlement offer made after the statute of limitations period expires, extends the statute of limitations period. Take as another example, lumbar and cervical spine fusion workers compensation payment of a medical bill or TTD benefits made after one year from the date of injury. Payment of a medical bill or TTD benefit, made after one year from the date of injury, will extend the statute of limitations beyond 3 years. If the workers compensation insurance carrier paid TTD or medical bills 5 years after the lumbar or cervical spine fusion injury, then the statute of limitations would be 7 years after the accident which is 2 years after the date of payment of compensation.
KNOW THE STATUTE OF LIMITATIONS! Failure to file your claim with the
Illinois Workers Compensation Commission
may preclude you from recovering for your work related injury even if you have a perfectly valid claim. Voluntary payment of benefits by the Illinois
workers compensation
insurance carrier may not extend the statute of limitations beyond three years.
The statute of limitations under the Illinois Workers Compensation Statute, provide different limitations periods for specific conditions. Asbestos exposure (25 years); Death (3 years of the date of death, or 2 years from last date of payment of compensation); radiation exposure (25 years from date of last exposure); pneumoconioses (5 years from date of last exposure or 5 years from date of last payment of compensation).
Special rules may apply to Illinois workers compensation settlements
under the Workers Compensation Act. Under the Illinois Worjers Compensation Statute, the payment of certain types of benefits may continue after the settlement contract is entered. There are special rules that apply to ongoing payment of medical bills and TTD benefits after a settlement contract is entered. You may be entitled to receive additional treatment or payment of TTD and medical, hospital or surgical care.
KNOW THE DIFFERENCE BETWEEN OPENING A CLAIM WITH THE INSURANCE COMPANY VERSUS FILING A CLAIM THAT MEETS THE STATUTE OF LIMITATIONS! Most workers will receive voluntary payment of TTD and medical benefits from the employer's insurance company. The carrier opens a claim under the employers insurance policy. Voluntary payments under an insurance claim does not meet the filing deadline. Be aware that the insurance company does not file your claim with the Illinois Workers Compensation Commission. You must still formally file your claim with the Commission before the applicable statute of limitations period expires.
Failure to timely file your workers compensation claim
pursuant to the Illinois Workers Compensation Act
with the Illinois Workers Compensation Commission may result in you being unable to collect for your injuries even if you have a perfectly valid claim.
If you have any questions about the statute of limitations in your case,
Ron D. Coffel
has been handling
workers compensation claims
in southern and central Illinois for 34 years and offers a free case evaluation.
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